Karnataka Gig Worker Insurance Scheme: Benefits, Eligibility, Application Process

Karnataka Gig Worker Insurance Scheme: Benefits, Eligibility, Application Process

Karnataka Gig Worker Insurance Scheme:- Chief Minister and Finance Minister Siddaramaiah on Friday offered Rs 4 lakh insurance cover for gig workers, possibly a first for any state. He was presenting his 14th budget overall and the first for the current Congress administration. Siddaramaiah while presenting the scheme made a special mention of e-commerce delivery workers. Read below to check detailed information related to Gig Worker Insurance Scheme such as highlights, objectives, features and benefits, eligibility criteria, required documents, application process and more.

Karnataka Gig Worker Insurance Scheme 2023

Karnataka Gig Worker Insurance Scheme 2023

CM K. Siddaramaiah launched this delivery man scheme in the state on July 7. 4 lakh insurance cover provided by this gig worker insurance program will go to delivery boys for online shopping. Under this programme, Karnataka State Government will provide benefits for 2 lakhs Life insurance And 2 lakh accident insurance to any eligible person working for an online retailer like Zomato, Amazon, Flipkart, Swiggy, etc.

Karnataka Swawalambi Sarathi Scheme

Karnataka gig worker insurance scheme details in highlights

name Gig Worker Insurance Scheme
Introduced by Chief Minister Siddaramaiah
Introduced above 7 July 2023
State Karnataka
Beneficiary Delivery man of e commerce company
Sum Assured for Accident 2 lakhs per annum
Life Insurance Sum 2 lakhs per annum
Total Sum Assured 4 lakhs per annum
Official website

Karnataka gig worker insurance scheme objective

Providing insurance benefits to them is the primary objective of insurance schemes launched for gig workers. Because all these gig workers deliver your goods instantly to your home or workplace without wasting time in any season. Be it winter, summer or rainy season, they are responsible for timely product delivery in any season. Hence, the state government provides them with life and accident insurance cover under this scheme.

Griha Lakshmi Yojana Karnataka

Features and Benefits of Karnataka Gig Worker Insurance Scheme

Some of the key features and benefits of this insurance plan are as follows:

  • The benefits of the scheme are available to you whether you are a full-time or part-time delivery employee.
  • The Karnataka State Government will cover your premium for the entire year.
  • You can make insurance claims totaling Rs. 2 lakh for life insurance and Rs. 2 lakhs for accident insurance.
  • Your annual insurance claim will total 4 lakhs.
  • The said Rs. The biggest feature of 4 lakh insurance plan is that no premiums need to be paid to get the insurance cover.
  • For gig workers in the state of Karnataka, Accident + Life Insurance Plan will be very beneficial.

Eligibility criteria for Karnataka Gig Workers Insurance Scheme

Applicants applying for the insurance plan should fulfill the following eligibility criteria:

  • The benefits of the insurance program are available only to residents of Karnataka.
  • Both full-time and part-time gigs worked for the applicant are eligible to receive workers’ insurance benefits.
  • Only people who have worked as delivery drivers for an online retailer, ie Zomato, Swiggy, Flipkart, Snapdeal, and so on, are eligible.

Karnataka Free Laptop Scheme

Documents required to apply

Following are some important documents required for the scheme.

  • Passport size photograph
  • of the applicant Aadhar Card
  • Residence Certificate
  • mobile number
  • Death Certificate (if applicable)
  • Doctor’s prescription (in case of accident)
  • E-Commerce Company ID
  • Bank account details

Application Process for Karnataka Gig Worker Insurance Scheme

Karnataka government has recently introduced this scheme. The government has not released an official website for this yet; However, the government will soon do so. We will update this post as soon as there is new update on this plan.

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